For those who needs airport lounge access benefit, Bank of Baroda has a credit card for that and that is the BOB Premier credit card. It works on Visa Signature platform and here’s a quick review on the same.

Joining Fees

Joining FeeINR 1000+GST
Joining Fee WaiverSpend INR 10,000 in 60 days
Renewal FeeINR 1000+GST
Renewal Fee WaiverSpend INR 1,20,000 in 1 yr

Spend based joining/renewal fee waivers are the amazing USP of BOB cards which you shouldn’t miss.


  • Travel, Dining and International spends: 2.5% (Capped at 2000 RP’s a month)
  • Other Spends: 0.5%

Good for travel and dining spends. Rewards on other categories are not so great.

Airport Lounge Access

  • Domestic: 2/qtr through Visa Signature

Visa Signature platform is one of the major advantage of the BOB premier credit card that gives you lounge access and other Visa Signature privileges. Getting it at 1K INR fee with waiver is very good.

How to Apply?

You may apply Bank of Baroda Premier Credit card offline through branch (or) through online portal using the referral link below:


  • Cardexpert Rating: 3.5/5

Overall not a great credit card in my opinion. But if you’re looking for domestic lounge access with Visa Signature privileges, its worth holding.

Otherwise, if you’re asked to take a BOB card as a cross-sell to take a loan or other products, you could rather go for the Bank of Baroda Select credit card.

If you can spend higher, like 5L annually online or offline, its better to go for the newly launched Eterna Credit card.

Do you have Bank of Baroda Premier Credit Card? Feel free to share your thoughts in the comments below.

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